Many host families are not sure when to take out a health insurance policy for their au pair. Ideally, you should get health insurance (including insurance policies for pregnancy and birth), liability insurance and casualty insurance for the au pair.
If you haven’t done this yet and the au pair is already with you, you have 31 days after arrival to take out a health insurance policy for the au pair. Double check the dates with the insurance companies in your area. In some countries, host families are legally required to take out a health insurance policy for their au pairs.
Depending on the services and co-payment, the costs for au pair health insurance can vary considerably. The expenses for an au pair insurance package including health insurance, liability insurance and casualty insurance fall between 20 and 50 euros. The coverage for au pair insurance policies is usually around one million euros for physical injuries and damage to property, 20,000 euros for inability to work, 5,000 euros in case of death, 2,500 euros for salvage costs and 1,000 euros for deportation expenses.